Credit Tools

& Resources

Secured Credit Cards

Credit Builder Card

Get the Credit Builder Card today and start rebuilding your credit.

Building Credit is Easy:

Reports to All 3 Credit Bureaus

Sign Up in 2 Minutes

No Credit Score Approval

Amazing Customer Support

Soar Platinum Card

Guaranteed Approvals

Fast Online Application

Bad Credit – OK!

Credit Line = $250 Limit

Regular APR = 0%

Monthly Fee = See Website for Details*

Credit Recommended = Damage credit to fair credit

Credit Monitoring Services

The IdentityIQ Protect Max Plan can provide you with the kind of financial peace of mind that comes with being an informed and proactive consumer with a team of experts to support you. Know what is in your credit reports at the major credit reporting agencies. Watch for changes in your credit score and receive alerts if something changes in your credit file.

  • 3 Bureau Daily Credit Monitoring and Alerts
  • ID Theft Insurance
  • Credit Score Tracker
  • ID Fraud Resolution
  • Fraud Alert Assistance
  • Opt-out IQ (Junk Mail/Do Not Call List
  • and MUCH MORE!

• No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
• The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
• Build credit quickly. OpenSky reports to all 3 major credit bureaus.
• 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
• We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
• OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.

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